생활비 위기 속에서도 절반 이상의 인구가 은퇴 대비 위해 저축하고 있어Despite Cost-of-Living Crisis, Over Half of Population Continues Saving for Retirement Recent surveys reveal that, despite the ongoing cost-of-living crisis, more than half of the population remains committed to saving for retirement. This demonstrates the resilience of many individuals amid economic hardships, according to the Retirement Commission.The lat..

BNZ 은행, 금리 인하로 경쟁 강화BNZ Bank Intensifies Competition with Interest Rate Cuts BNZ Bank has recently made significant waves in the financial market by implementing a rate cut. Following ANZ Bank’s move to lower its fixed mortgage rates to the highest market levels, BNZ has announced its own adjustments.On Monday, ANZ Bank led the market by reducing both mortgage and term deposit rates. Notably, AN..

경제 회복의 조짐, 인플레이션 완화와 금리 인하 기대Signs of Economic Recovery: Expectations for Inflation Relief and Interest Rate Cuts New Zealand's economy appears to be on a gradual path to recovery, according to recent projections. RNZ reports that with inflation and interest rates stabilizing, the economic outlook is gradually improving.The latest quarterly forecast from ASB indicates that economic growth is exp..

뉴질랜드 중앙은행(RBNZ), 공식 현금 금리 결정 발표Reserve Bank reveals its official cash rate decision The official cash rate (OCR) will be cut to 5.25%, the Reserve Bank has revealed, after weeks of speculation it could be dropped for the first time in four years. After two years of trying to tame inflation, the bank's monetary policy committee made the call amid growing unemployment and poor economic growth.Kiwi..

청년들 '뉴질랜드 탈출'…호주로 가는 이유는?Youth Exodus from New Zealand: The Move to Australia and Its Causes 'New Zealand Youth Fleeing Economic Hardships and Seeking Opportunities Abroad' In the past year, New Zealand has witnessed an unprecedented surge in emigration, marking the highest number ever recorded. According to data from Statistics New Zealand released on August 13, a total of 131,223 individuals l..

뉴질랜드 가계 소득의 절반, 임대료로 소진: 주택 소유율 60% 이하로 급감Kiwi Households Spend Half of Income on Rent: Homeownership Drops Below 60% Recent research has revealed a significant financial strain on New Zealand households due to rising rental costs. The first installment of RNZ's "Numbers Game" series highlights that more than half of New Zealanders' income is now spent on rent. According to the study, homeowners..

외국 방문객 수 증가에도 여전히 팬데믹 이전 수준 미달Increase in Foreign Visitors Yet Still Below Pre-Pandemic Levels As of June this year, the number of international visitors to New Zealand has risen by 27% compared to the same period last year, reaching a total of 3.2 million. According to data released by the Statistics Department on August 13, this represents an increase of approximately 676,000 visitors from the..

뉴질랜드, 1년간 13만명 해외로 이주해 ‘역대 최대’New Zealand Sees Record 130,000 Leave for Overseas in One Year Over the past year, a record 130,000 people have relocated from New Zealand to overseas destinations, according to data released by Statistics New Zealand on August 13. The report reveals that as of June this year, a total of 131,223 people moved abroad, the highest number on record.Among these emigrants..

뉴질랜드, 혈장 부족으로 미국에 수입 의존…국내 기증자 부족 심각New Zealand Faces Plasma Shortage, Relying on U.S. Imports Amid Domestic Donor Deficit New Zealand is grappling with a critical plasma shortage, forcing the country to spend substantial amounts on importing plasma from the United States. This situation highlights the severe shortfall in domestic plasma donations.Plasma, a yellowish liquid component of blood, i..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  회사 설립 전 구입한 자산의 GST처리  [사례] 임상진씨는 얼마 전 다니던 회사를 그만 두었다. 퇴직 후에 자기 전공을 살려 1인 미디어 기업을 시작했다. 혼자서 운영하지만 일단 주식회사를 설립하여 회사의 이름으로 사업을 시작했다. 그의 회사 DG Ltd는 2024년 8월 15일에 설립되었다. 회사가 설립되기 전 2024년 2월 1일에 $30,000 +GST를 지급하고 차량을 구입했었다. 이 차는 개인적으로 타고 다니다가 회사가 설립된 2024년 8월 15일 부터는 취재용 차량으로만 사용하고 있다 회사 설립 전에 구입한 자산을 이제 새로 설립된 회사에서 업무용으로 사용하면서 그 자산에 대한 GST 환급을 받기 위해서는 다음의 조건을 만족 시켜야 한다: 1. ..

주요 은행, 모기지 금리 추가 인하 발표Major Banks Announce Further Mortgage Rate Cuts In a significant move, three major banks have announced substantial reductions in mortgage rates. This decision comes in anticipation of next week's central bank's official cash rate (OCR) review and reflects the recent downward trend in the housing loan market.ASB Bank revealed it will lower its 2-year fixed mortgage rate fro..

실업률, 4.6%로 지속 상승…임금은 공공부문에서 크게 증가Unemployment Rate Continues to Rise at 4.6%…Wages Surge in Public Sector  Recent statistics reveal that the unemployment rate for the June quarter has risen from 4.4% to 4.6%. Meanwhile, wage growth has seen a significant increase in the public sector, with an annual rise of 6.9%.According to data released today by Stats NZ, the job market in June continues to de..

주택 판매 가격 급락 속 부동산 거래량 급증Home Prices Plunge While Property Sales Surge Recent data reveals a significant surge in property transactions in Auckland despite a dramatic drop in home prices. In July, Barfoot & Thompson sold 902 residential properties, marking a 32% increase from June's 681 sales. This figure is nearly on par with May's 916 sales and represents the highest monthly sales volume since ..

모기지 금리 대폭 인하, 주요 은행들 잇따라 조정Major Banks Slash Mortgage Rates Ahead of Central Bank Decision Leading domestic banks have announced significant reductions in mortgage rates. This move comes as anticipation builds for the Reserve Bank of New Zealand's (RBNZ) upcoming benchmark interest rate announcement next week, continuing the trend of falling mortgage rates observed over recent months.ASB Bank re..

웨스트팩, 연말까지 공식현금금리 5% 예측Westpac Forecasts Cash Rate to Reach 5% by Year-End Economists at Westpac Bank have projected that the official cash rate (OCR) will climb to 5% by the end of the year. This forecast is based on the bank’s recent analysis, which anticipates rate cuts in October and November.Kelly Eckhold, Chief Economist at Westpac, noted that while the bank has brought forward its rate cu..

뉴질랜드, 초등 수학 교육 대개편 나선다…총리 “시스템 실패 심각”New Zealand to Overhaul Elementary Math Education Amid Concerns Over Systemic Failure The New Zealand government has announced a sweeping reform of its elementary school math education. Prime Minister Christopher Luxon, addressing the National Party's annual conference in Auckland on August 4, highlighted the severe decline in math proficiency and unveiled pl..

■ 이완상 변호사의 법률컬럼 제 207회 법치주의를 생각하다 – 1편  법의 지배, 법치주의란? 만인은 법 앞에 평등하다 (All people are equal before the law).모든 사람은 법의 지배를 받고 법에 따라야 한다. 이것이 바로 법치주의 (法治主義) 이다. 영어로는 ‘rule of law’ 또는 ‘constitutionalism’으로 불리 운다.법치주의는 그 나라 국민에게 공포된 명확한 법에 의해 국가권력이 통제됨으로써 자의적인 지배를 배격하는 것을 핵심 가치의 하나로 여긴다.법치주의는 人治(rule of men)에 대치 되는 개념이다. 법치주의는 오늘날 민주주의를 지탱 시켜 주는 가장 중요한 원칙이고, 한 나라의 민주주의 성숙도를 측정하는 근간이 되는 척도이기도 하다.‘법치주의’..

뉴질랜드 국세청(IRD), 부동산 거래자에 세금 강화 조치 발표Inland Revenue Department Announces Stricter Tax Measures for Property Traders The Inland Revenue Department (IRD) of New Zealand has unveiled new tax regulations targeting property traders. With the recent implementation of a policy that imposes taxes even on properties held for shorter periods, investors are advised to exercise caution.The Bright-line test pe..

오클랜드, 34,000명 세금 체납 문제 심각…부동산 강제경매 착수Auckland Faces Serious Tax Arrears Issue with 34,000 Residents… Forced Property Auctions Underway In Auckland, over 34,000 residents are struggling with tax arrears, prompting the Auckland Council to initiate forced property auctions for a homeowner who owes $318,000 in unpaid taxes. This action pertains to a property in the Otara region where taxes have been..

도매 금리 급락, 소매 주택 대출 금리도 하락 예고Wholesale Interest Rate Plunge Signals Potential Drop in Retail Mortgage Rates The recent sharp decline in wholesale interest rates is expected to influence retail mortgage rates.Economists at Kiwibank have announced that the 2-year swap rate fell to 4.19% last week, marking its lowest level in two years. This figure represents a significant drop from the recent peak ..