주택 구매자들의 금융 현실, 모기지 대출 조건 어떻게 설정할까?Navigating Mortgage Conditions for Home Buyers  Recent research indicates that first-time home buyers aiming to enter the housing market typically need to earn over $100,000 annually. This conclusion is drawn from recent CoreLogic data, which reveals that first-time home buyers paid an average mid-price of $688,000 during April and May.According to calculations..

■ 이완상 변호사의 법률컬럼 제 205회 가정 폭력 (Family Violence) – 3편  보호 명령 (Protection Order) 이란?보호 명령은 누가 신청할 수 있나? - 이상 컬럼 제204회 참조보호 명령은 어떻게 작동되는가? - 컬럼 제204회에서 계속  보호 명령의 주된 내용은 (i)폭력을 멈추라는 것 (non-violence condition)과 (ii) 피해자를 접촉하지 말라는 것 (non-contact condition)의 두가지이다.  (i) 폭력을 멈추라는 것 (non-violence condition) 동거나 별거를 막론하고 가해자는 더이상 피해자를 신체적 또는 성적으로 학대하거나 위협해서는 안 된다. 물건을 파손하거나 그렇게 하겠다고 위협/협박해서도 안 된다.피해자를 심리적..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  변경된 개인소득세율  최근 발표된 2024/25정부예산에 따라 개인소득세율이 변경되었다. 세율 자체가 변경된 것은 아니고 소득세율이 적용되는 소득구간이 조금씩 상향조정되었다. 소득구간 기존변경된 소득구간개인소득세율$0 - $14,000$0 - $15,60010.5%$14,001 - $48,000$15,601 - $53,50017.5%$48,001-$70,000$53,501 - $78,10030%$70,001-$180,000$78,101 - $180,00033%$180,001 -$180,001 -39%  변경내용을 요약하면,개인소득세율5%, 17.5%, 30%,33%가 적용되는 구간이 조금씩 올라갔다.개인소득세 최고세율인 39%가 적용되는 구간은 $180,000..

뉴질랜드 주택부 장관 크리스 비숍, '주택 가격 하락은 정치적 사명'Minister for Housing Chris Bishop: 'Reducing Housing Prices is a Political Imperative' Minister for Housing Chris Bishop, has raised concerns over the recent surge in housing prices, asserting that a decline in housing prices is a political obligation."The average housing prices in New Zealand have become excessively high, posing significant burdens not only..

뉴질랜드 임대주택 시장, 최근 3개월간 40% 증가New Zealand Rental Housing Market Shows 40% Increase in Past 3 Months Recent data from realestate.co.nz and Trademe reveals a significant 40% rise in rental property listings across New Zealand over the last three months, contrasting with a modest 2.5% increase in actual rental demand. Notably, Auckland, Wellington, and Canterbury saw growth rates of 40%, 56%, and 35%..

정부, 60㎡ 미만 건축물 건설 규제 완화법 발의Government Proposes Legislation to Relax Regulations on Construction of Buildings Under 60m² Today, Minister of Housing Chris Bishop and Deputy Prime Minister Peters have introduced a new bill aimed at easing regulations to facilitate easier construction of buildings up to 60㎡.Under this proposed legislation, small-scale homes such as Granny flats can be built in rural..

해밀턴, Ward St에 1억 달러 규모 풀먼 호텔 개발Hamilton Set for New Landmark: $100 Million Pullman Hotel Development on Ward St Hamilton's skyline is poised for a new landmark with the official announcement of a major redevelopment at Mistry Centre within Centre Place on Ward St. The upcoming Pullman Hotel, featuring 191 sophisticated rooms spread across 13 floors, will anchor this location.The hotel will boast..

2024년 세계 1000대 도시 발표, 뉴질랜드 거버넌스 부문 1위 석권Global Ranking of 1000 Cities Revealed: New Zealand Secures Top Spot in Governance The global ranking of the top 1000 cities for 2024 has been unveiled, dominated by major cities from the United States and the United Kingdom. Oxford Economics' latest index evaluates a comprehensive range of factors including economy, human capital, quality of life, environ..

웰링턴 주택 시장, 매물 수 두 배 증가... 전국적으로 안정세 유지Wellington Housing Market Sees Doubling of Listings... National Market Maintains Stability  Wellington's housing market has attracted attention as listings have doubled compared to last year, while nationwide real estate experts note a stable housing market.According to the latest report from the Real Estate Institute of New Zealand (REINZ), the May housing ..

■ 이완상 변호사의 법률컬럼 제 203회 가정 폭력 (Family Violence) – 1편  1. 가정 폭력의 정의 폭력 (violence)은 다양한 형태로 자행된다.신체적,성적 또는 심리적 학대가 모두 포함된다. 폭력은 또한 사소한 것부터 심각한 것까지,일시적인 것부터 반복적인 것까지 다양한 환경에서 다양한 형태로 나타난다. 피해자를 통제하거나,무엇을 하거나 하지 말도록 강제하는 것 (coercive control),  사회적으로 고립되도록 가둬두려 하는 것 (social entrapment or isolation)하는 것도 폭력의 형태에 포함된다. 일단 법에서 정의하는 대표적인 네가지 형태의 폭력에 대해 알아 보기로 하겠다. 1) 신체적 학대 (Physical Abuse)신체적 학대에는 뺨을 때리는..

키위뱅크, 700만불 이상의 오류 청구 혐의로 공정거래법 위반 고발Kiwi Bank Faces Allegations of Overcharging Exceeding $7 Million, Violating Fair Trading Act The New Zealand Commerce Commission has criminally charged Kiwi Bank for alleged violations of the Fair Trading Act. These allegations are related to overcharging exceeding $7 million over several years for more than 36,000 customers, concerning home loans, credit car..

뉴질랜드, '얼리어답터' 암호화폐 보유자 14%… 대다수가 부동산보다 암호화폐 선호14% of 'Early Adopter' Kiwis Own Cryptocurrency; Majority Favor It Over Real Estate  Recent findings reveal that 14% of residents in New Zealand either possess or have had experience with cryptocurrencies, marking a 4% increase from the 10% reported in the 2022 Financial Markets Authority (FMA) report, as reported by Bitcoin.com News on the 11th.More..

키위 세이버: 정부로부터 521달러를 받는 방법KiwiSaver: How to get $521 from the Government 'KiwiSaver Members, Get Ready for a New Retirement' The method to receive $521 from the government is right here.We are approaching that time again. The opportunity to receive $521 from the government starts today. Here's everything you need to know for a complete understanding: 'Are You Eligible?'This opportunity is availa..

뉴질랜드, 농부들의 반발로 가축에 대한 '트림세' 폐지New Zealand scraps ‘burp tax’ on livestock after backlash from farmers The New Zealand government has decided to halt plans to levy taxes on greenhouse gases emitted from agriculture, including cattle emissions, marking a global first. This decision comes in the face of strong opposition from farmers.According to Radio New Zealand (RNZ), the New Zealand government a..

중국 총리 리창, 뉴질랜드 방문으로 경제 협력 촉진Chinese Premier Li Keqiang Visits New Zealand to Enhance Economic Cooperation Chinese Premier Li Keqiang is scheduled to visit New Zealand this week to discuss enhancing economic cooperation between the two countries. This marks the second visit by a high-ranking Chinese official to New Zealand this year, raising prospects for expanded bilateral trade.New Zealand Prim..

뉴질랜드, 에너지 안보를 위해 석유·가스 탐사 금지령 폐지 추진New Zealand Pursues Repeal of Oil and Gas Exploration Ban for Energy Security  The New Zealand government has decided to lift the ban on oil and gas exploration. While this decision is expected to enhance energy security and bring economic benefits, it has sparked some controversy.Shane Jones, Minister of Resources, stated, "To strengthen our energy security, w..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  다시 2년: 단기 보유 주거용 부동산에 대한 과세규정  2024년 7월 1일 이후 주거용 부동산을 판매하는 경우, 보유기간이 2년 미만일 때에만 단기 보유 주거용 부동산에 대한 과세규정(Bright-line property rule)이 적용되는 것으로 세법이 개정되었다: 2년 이상 보유한 주거용 부동산의 매매차익에 대해서 소득세를 내지 않는다는 뜻이다. 따라서, 주거용 부동산의 구입시점이 언제이든지 2024년 7월1일 이후에 판매한다면, 2년 이상을 보유했는지를 따져보기만 하면 된다. 새집(new build)인지 헌집인지 따질 필요 역시 없다. 헌집을 팔아도 2년 규정이 적용되고 새집을 팔아도 2년 규정이 적용된다. 이러한 맥락에서‘판매한다’는 것은 구속력이 ..

뉴질랜드 부동산 시장 안정된 모습, 하지만 웰링톤은 5월에 큰 하락보여House prices 'consistent' but Wellington sees biggest fall in May  Presently, the New Zealand housing market exhibits signs of stability, but Wellington has experienced the most significant price decline.According to the latest report from Realestate.co.nz, the average property listing price decreased by 0.8% to $859,301 compared to the previous month. This..

뉴질랜드 주택 건축허가, 작년 대비 23% 하락...New Zealand Building Permits Drop by 23% Compared to Last Year The number of housing building permits in April has shown a decrease of 23% compared to the previous year. This decline is attributed to changes in working days and seasonal factors.While the number of permits increased to 2,926 compared to April last year, it is believed to be influenced by the increase ..

워크워스 신규 주택 개발, 폐수 처리 시설 건설 지연으로 중단Warkworth Housing Development Paused Due to Delay in Sewage Treatment Facility Construction The development of new housing in the Warkworth area of Auckland has been paused until a new sewage treatment facility is constructed.With the capacity of the existing sewage treatment plant located on the Mahurangi River nearly at its limit, properties to the south of th..