■ 이완상 변호사의 법률컬럼 제 201회 계약 위반에 대한 구제 (Remedies for Breach of Contract) – 4편 1. 손해의 배상 및 산정 방식 – 제 198회 컬럼 참조2. 완벽한 손해 배상을 제약하는 요인들– 제 199회 컬럼 참조3. 손해 배상의 제한 및 배제 조항들 – 제 200회 컬럼 참조  4. 처벌 조항의 실효성 및 기타 구제 방법들 1) 처벌 조항 (penalty clauses) 계약서에 계약 위반에 대한 처벌 조항 (penalty clauses)이 구체적으로 명시되어 있는 경우에도,실제로 일이 발생되었을 때 그 조항을 그대로 적용하지 못하는 경우도 있다. 가장 흔한 경우는 위반의 정도와 처벌의 정도 간에 현저한 불비례 또는 불공정이 발생하는 경우이다.즉,피해자 (원고..

뉴질랜드 주택 시장, 불안한 판매 거래량, 그러나 판매 가격은 상승New Zealand Housing Market: Decreased Sales Volume, Yet Prices on the Rise Despite an increase in both existing and new property listings, the New Zealand housing market experienced a decline in sales volume last month, continuing its uncertain trajectory. According to the Real Estate Institute of New Zealand (REINZ), the latest housing price index revealed a..

뉴질랜드 경제, 인플레이션 기대치 하락에 따른 경기 압박New Zealand Economy Feels Pressure Amidst Decline in Inflation Expectations The Reserve Bank of New Zealand (RBNZ) is expected to proceed with added caution in considering any further interest rate hikes. According to a report released on the 13th, expectations for inflation one year ahead have seen a significant decline compared to previous assessments. Dow Jones ..

뉴질랜드 통계청, 뉴질랜드를 떠나는 키위들 사상 최고치 기록New Zealand Emigration Hits Record High, Statistics New Zealand Reports New Zealand's immigration patterns have once again undergone a significant shift. According to the latest statistics, in March 2024, emigration among New Zealand citizens reached an all-time high. Data released by Statistics New Zealand indicates that during the past year, 52,500 New Zealand ..

정부 기여로 키위세이버 활용, 은퇴 생활 긍정적으로 변화시킬 수 있어Utilizing KiwiSaver with Government Contributions Can Positively Transform Retirement Lifestyle Experts emphasize that by saving even a small amount of money into their KiwiSaver accounts each week, individuals can bring about significant changes to their retirement lifestyle. Particularly, the effects become even more pronounced when receiving contributions..

중앙은행 기대에 따라 키위뱅크와 BNZ, 모기지 금리 인하Kiwi Banks and BNZ Reduce Mortgage Rates in Line with RBNZ Expectations Financial markets are shifting in response to the expectations set by the Reserve Bank of New Zealand (RBNZ). Following ASB's recent move, Kiwi Banks and BNZ have also lowered their mortgage rates.BNZ has decreased its 6-month and 1-year fixed rates by 5 to 10 basis points each, down to 7.24% ..

뉴질랜드 주택 시장, 매수자들에게 유리해지며 매매 활동에 변화New Zealand Housing Market Shifts Favorably Towards Buyers, Bringing Changes in Transaction Activities The New Zealand housing market is currently showing a trend favoring buyers, yet it's losing its vigor due to high interest rates and employment uncertainties. Consequently, home prices and values are declining, weakening sellers' negotiation power. Here's the ..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  패밀리트러스트 소득세율 변화 2  2024년 4월1일부터는 패밀리트러스트 Family Trust에 39% 소득세율이 적용된다.2024년 3월 31일까지의 기간에 대해서는 33%의 패밀리트러스트 소득세율이 적용되어 왔다. 하지만,이러한 패밀리트러스트 소득세율의 인상은 그리 큰 영향을 주지 않을 것이다. 대부분의 패밀리트러스트의 경우 발생한 소득을 수혜자 Beneficiary에게 배분하여 수혜자의 개인소득세율을 적용받고 있기 때문이다. 패밀리트러스트에서 소득이 발생하였다 해도 대부분을 수혜자소득으로 배분하였다면, 패밀리트러스트에서 직접 소득세를 내야하는 트러스트소득은 없거나, 매우 낮을 수 있다.  [사례1] 직장인 백현우씨는 자기 가족을 위한 패밀리트러스트로 Q..

뉴질랜드 주택 시장: 경기 침체로 인한 부동산 수요 감소New Zealand Housing Market: Property demand slumps amid recession April witnessed a clear trend nationwide in the housing market, with buyers holding the upper hand. Due to high interest rates and employment uncertainty, sellers' negotiating power has weakened, resulting in a decline in housing prices and values.According to Realestate.co.nz, the national housing v..

재정적 위기 속 정부, 세금 감면으로 인한 적자 늘어나Government Grapples with Fiscal Crisis as Deficit Swells Due to Tax Cuts 'Deficit Surges Due to Tax Shortfall'In recent times, the government's fiscal situation has been tightening due to tax cuts, with a significant deficit looming. According to statistics from the Treasury Department, the deficit for the nine months ending in March reached $5.04 billion, surpassin..

ANZ 은행, 상반기 매출 1% 증가… CEO "경기 둔화로 어려움 예상"ANZ Bank Reports 1% Increase in First-Half Revenue… CEO Anticipates Challenges Amid Economic Slowdown New Zealand's largest bank, ANZ NZ, announced a 1% increase in revenue for the first half of the year ending March, compared to the same period last year. CEO Antonia Watson attributed this growth to a 4% increase in net profit.Watson explained that the b..

전국 신규주택 건축허가, 25% 감소... 지역별 감소율은?Nationwide New Housing Permits Decrease by 25%... Regional Decline Rates? The latest statistics reveal a staggering 25% decrease in new housing permits issued nationwide compared to the previous year.According to data released last week by the Statistical Office, a total of 35,236 new housing permits were granted. Among these, single-family homes saw a decline of..

뉴질랜드 주택 시장, 안정세 유지 가운데 격동의 조짐 보여New Zealand Housing Market: Signs of Turbulence Amidst Stability  CoreLogic has revealed that amidst a search for stability in New Zealand's real estate market, signs of turbulence are emerging. According to the latest data, the nationwide average housing prices, as announced in April, stabilized with a slight increase followed by a 0.1% decrease.Particularly, in ..

뉴질랜드, '빌트 투 렌트(Build-to-rent) 주택' 시장 확대… 해외 투자법 개편으로 투자 유치 기대New Zealand's 'Build-to-Rent Housing' Market Expands… Expectations for Investment Influx with Overhaul of Overseas Investment Laws In New Zealand, there is a growing trend towards the recognition of 'Build-to-Rent' housing, which aims to supply safe, quality, and affordable rental housing domestically. This emerging sector of long-term..

주택 렌트비 사상 최고치, 키위들의 주거 비용 부담커져Record High Rental Prices Burden New Zealanders' Housing Costs  According to online marketplace Trade Me, rental prices across New Zealand have hit record highs. The website's rental index revealed an average increase of $50 last year, bringing the nationwide average rental price to $650.Trade Me's Head of Real Estate Sales, Gavin Lloyd, stated, "While it's not the ..

외국인에 의한 뉴질랜드 부동산 구매 추세, 여전히 낮은 수준Trend of Foreign Ownership of New Zealand Real Estate Remains Low According to data released by Statistics New Zealand on April 30th, the proportion of domestic properties transferred to foreigners, who are neither New Zealand citizens nor permanent residents, continues to linger at low levels.Statistics indicate that, as of March of this year, the annualized rat..

주택 시장, 첫 구매자들에게 유리한 성장세… 대출 접근성 개선으로 경제 불황 속 변화Housing Market Sees Favorable Growth for First-Time Buyers... Economic Shifts Amidst Recession  Amidst continued provision of favorable conditions for first-time homebuyers in the housing market, investor interest in real estate remains concentrated. This week, the trends in the real estate market were unveiled.According to a recent report by CoreLo..

주택시장의 새로운 동향: 첫 주택 구매자에게 유리한 시장, 투자자들에게는 어려워져New Trends in the Housing Market: Favorable Conditions for First Home Buyers, Challenges for Investors According to a report by CoreLogic, first home buyers maintain a strong position in the market, while it has become evident that homeowners and investors are still facing challenging times. In major cities such as Wellington, Hamilton, Auckland, and ..

경제 전문가들 "인플레이션 하락 예상보다 더 느리게 진행 중"Economists Warn of Slower-than-Expected Decline in Inflation According to a recent announcement by a renowned consulting firm, inflation is not decreasing as rapidly as economists had anticipated, casting doubt on the possibility of any further interest rate cuts until 2025.Data from the Gaspy price tracking app indicates that the average price of regular unlead..

지난 3월까지 주택 임대료 사상 최고치 기록Record Highs in Residential Rental Rates Marked Until March Nationwide Rent Sees Record 8.3% IncreaseA recent report by Trademe reveals a staggering 8.3% surge in rent prices nationwide, reaching an unprecedented average of $650 per week by March. Rent Hikes Exceed Average LevelsAccording to Lloyd, a property sales manager at Trademe, this increase surpasses the typical a..