BNZ은행, 모기지 금리 다시 추가 인하BNZ trims mortgage rates again The BNZ is making further cuts to its home loan rates.The cut has brought fixed rates down by 4 to 20 basis points, with the most notable decrease observed in long-term fixed rates.This adjustment follows the Reserve Bank's decision on August 14 to lower the official cash rate, which led to a decrease in wholesale rates. Following the Reserve ..

TSB 은행, 부당 수수료 청구로 247만 달러 벌금 부과TSB fined $2.47 million for charging ‘unreasonable’ fees TSB Bank has been slapped with a fine exceeding $2 million for imposing unreasonable credit and default fees on its customers, a violation of the Credit Contracts and Consumer Finance Act (CCCFA).The Commerce Commission announced that TSB breached the CCCFA, leading to a court case that resulted in a $2.47 m..

뉴질랜드, 2026년까지 OECD 암호화폐 세금 규제 도입New Zealand to Implement OECD Cryptocurrency Tax Regulations by 2026  New Zealand has announced its plan to adopt the OECD's cryptocurrency tax reporting framework by April 2026.According to a report by blockchain-focused media outlet CoinPost on the 27th, Simon Watts, New Zealand’s Minister of Revenue, provided detailed explanations of the proposed legislative am..

BNZ 은행, 집값 안정 이후 내년 7% 상승 전망BNZ Bank Forecasts 7% Increase in House Prices Next Year After Stabilization According to a recent report from BNZ Bank, house prices are expected to remain stable through the end of this year before rising by 7% in the coming year.On August 27, BNZ Bank's chief economist, Mike Jones, stated that "a decrease in interest rates will gradually boost demand and housing tr..

리디아 고, 메이저 대회 우승과 올림픽 금메달로 여자골프 세계 3위에 등극Lydia Ko Climbs to World No. 3 in Women's Golf After Major Victory and Olympic Gold Lydia Ko has achieved a remarkable feat by securing both an Olympic gold medal and a major tournament victory, propelling her to No. 3 in the world golf rankings. In the latest women’s golf rankings released on the 27th, Ko climbed nine spots from 12th to 3rd with an avera..

비닐봉지 가정 수거 시범, 넬슨에서 시작Nelson Launches Household Plastic Bag Collection Pilot Nelson, New Zealand, is set to introduce a new recycling system for plastic bags and soft plastics with curbside collection starting this October. The pilot program will run for six months.This week, the Nelson City Council has sent out letters to 140 households, encouraging them to register for the new plastic bag coll..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  택지분할 Subdivision과 GST  주거용 주택의 렌트비에는 GST가 포함되지 않는다. 거래 금액에 GST가 적용되어야 하는 과세 활동 taxable activity에 주거용 주택의 렌트가 제외되어 있기 때문이다.  렌트와 비슷하게 과세 활동에 해당되지 않는 지출에는 융자에 대한 이자, 금융기관의 수수료, 직원 급여가 있다.  렌트를 받고 있던 주택은 과세 활동에 따른 수입을 얻고 있던 재산이 아니기 때문에, 일반적으로 렌트 주택을 판매할 때에도 GST는 아무런 이슈가 되지 않는다. 물론, 소유주가 직접 거주하고 있던 주택을 판매할 때, 판매 금액에 대해 GST를 납부하지 않는다. 그러나, 이미 여러 번 강조했듯이, 주택을 사고 팔 때에 GST를 전혀 고..

공식 기준금리(OCR) 인하 이후 모기지 금리 선택의 기준은?After OCR cut, which home loan rate should you choose? As the Reserve Bank of New Zealand (RBNZ) has recently lowered the Official Cash Rate (OCR), consumers are faced with critical decisions regarding their mortgage rates. This development has led banks to begin adjusting their rates, resulting in a range of fixed-rate options emerging in the market.Currently, ..

뉴질랜드 식료품 물가, 다시 상승세로 전환New Zealand Food Prices Shift Back to Upward Trend New Zealand’s food prices rose by 0.6% year-on-year through July, reversing a previous downward trend and marking a month-on-month increase. This shift contrasts with the 0.3% decline observed through June.According to the latest inflation data released by Statistics New Zealand on August 15, the increase in food prices is..

뉴질랜드, 호주계 은행 과점 타파 위해 국영은행 증자 촉구New Zealand Calls for State Bank Capital Increase to Break Australian Bank Duopoly New Zealand's antitrust authorities have sharply criticized the dominance of Australian banks in the local market, advocating for an increase in capital for the state-owned bank to enhance competition. The New Zealand Commerce Commission, in a recently released report, revealed that..

생활비 위기 속에서도 절반 이상의 인구가 은퇴 대비 위해 저축하고 있어Despite Cost-of-Living Crisis, Over Half of Population Continues Saving for Retirement Recent surveys reveal that, despite the ongoing cost-of-living crisis, more than half of the population remains committed to saving for retirement. This demonstrates the resilience of many individuals amid economic hardships, according to the Retirement Commission.The lat..

BNZ 은행, 금리 인하로 경쟁 강화BNZ Bank Intensifies Competition with Interest Rate Cuts BNZ Bank has recently made significant waves in the financial market by implementing a rate cut. Following ANZ Bank’s move to lower its fixed mortgage rates to the highest market levels, BNZ has announced its own adjustments.On Monday, ANZ Bank led the market by reducing both mortgage and term deposit rates. Notably, AN..

경제 회복의 조짐, 인플레이션 완화와 금리 인하 기대Signs of Economic Recovery: Expectations for Inflation Relief and Interest Rate Cuts New Zealand's economy appears to be on a gradual path to recovery, according to recent projections. RNZ reports that with inflation and interest rates stabilizing, the economic outlook is gradually improving.The latest quarterly forecast from ASB indicates that economic growth is exp..

뉴질랜드 중앙은행(RBNZ), 공식 현금 금리 결정 발표Reserve Bank reveals its official cash rate decision The official cash rate (OCR) will be cut to 5.25%, the Reserve Bank has revealed, after weeks of speculation it could be dropped for the first time in four years. After two years of trying to tame inflation, the bank's monetary policy committee made the call amid growing unemployment and poor economic growth.Kiwi..

청년들 '뉴질랜드 탈출'…호주로 가는 이유는?Youth Exodus from New Zealand: The Move to Australia and Its Causes 'New Zealand Youth Fleeing Economic Hardships and Seeking Opportunities Abroad' In the past year, New Zealand has witnessed an unprecedented surge in emigration, marking the highest number ever recorded. According to data from Statistics New Zealand released on August 13, a total of 131,223 individuals l..

뉴질랜드 가계 소득의 절반, 임대료로 소진: 주택 소유율 60% 이하로 급감Kiwi Households Spend Half of Income on Rent: Homeownership Drops Below 60% Recent research has revealed a significant financial strain on New Zealand households due to rising rental costs. The first installment of RNZ's "Numbers Game" series highlights that more than half of New Zealanders' income is now spent on rent. According to the study, homeowners..

외국 방문객 수 증가에도 여전히 팬데믹 이전 수준 미달Increase in Foreign Visitors Yet Still Below Pre-Pandemic Levels As of June this year, the number of international visitors to New Zealand has risen by 27% compared to the same period last year, reaching a total of 3.2 million. According to data released by the Statistics Department on August 13, this represents an increase of approximately 676,000 visitors from the..

뉴질랜드, 1년간 13만명 해외로 이주해 ‘역대 최대’New Zealand Sees Record 130,000 Leave for Overseas in One Year Over the past year, a record 130,000 people have relocated from New Zealand to overseas destinations, according to data released by Statistics New Zealand on August 13. The report reveals that as of June this year, a total of 131,223 people moved abroad, the highest number on record.Among these emigrants..

뉴질랜드, 혈장 부족으로 미국에 수입 의존…국내 기증자 부족 심각New Zealand Faces Plasma Shortage, Relying on U.S. Imports Amid Domestic Donor Deficit New Zealand is grappling with a critical plasma shortage, forcing the country to spend substantial amounts on importing plasma from the United States. This situation highlights the severe shortfall in domestic plasma donations.Plasma, a yellowish liquid component of blood, i..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼  회사 설립 전 구입한 자산의 GST처리  [사례] 임상진씨는 얼마 전 다니던 회사를 그만 두었다. 퇴직 후에 자기 전공을 살려 1인 미디어 기업을 시작했다. 혼자서 운영하지만 일단 주식회사를 설립하여 회사의 이름으로 사업을 시작했다. 그의 회사 DG Ltd는 2024년 8월 15일에 설립되었다. 회사가 설립되기 전 2024년 2월 1일에 $30,000 +GST를 지급하고 차량을 구입했었다. 이 차는 개인적으로 타고 다니다가 회사가 설립된 2024년 8월 15일 부터는 취재용 차량으로만 사용하고 있다 회사 설립 전에 구입한 자산을 이제 새로 설립된 회사에서 업무용으로 사용하면서 그 자산에 대한 GST 환급을 받기 위해서는 다음의 조건을 만족 시켜야 한다: 1. ..