공식 기준금리(OCR) 인하 이후 모기지 금리 선택의 기준은?After OCR cut, which home loan rate should you choose? As the Reserve Bank of New Zealand (RBNZ) has recently lowered the Official Cash Rate (OCR), consumers are faced with critical decisions regarding their mortgage rates. This development has led banks to begin adjusting their rates, resulting in a range of fixed-rate options emerging in the market.Currently, ..