주요 은행, 모기지 금리 추가 인하 발표Major Banks Announce Further Mortgage Rate Cuts In a significant move, three major banks have announced substantial reductions in mortgage rates. This decision comes in anticipation of next week's central bank's official cash rate (OCR) review and reflects the recent downward trend in the housing loan market.ASB Bank revealed it will lower its 2-year fixed mortgage rate fro..

실업률, 4.6%로 지속 상승…임금은 공공부문에서 크게 증가Unemployment Rate Continues to Rise at 4.6%…Wages Surge in Public Sector  Recent statistics reveal that the unemployment rate for the June quarter has risen from 4.4% to 4.6%. Meanwhile, wage growth has seen a significant increase in the public sector, with an annual rise of 6.9%.According to data released today by Stats NZ, the job market in June continues to de..

주택 판매 가격 급락 속 부동산 거래량 급증Home Prices Plunge While Property Sales Surge Recent data reveals a significant surge in property transactions in Auckland despite a dramatic drop in home prices. In July, Barfoot & Thompson sold 902 residential properties, marking a 32% increase from June's 681 sales. This figure is nearly on par with May's 916 sales and represents the highest monthly sales volume since ..

모기지 금리 대폭 인하, 주요 은행들 잇따라 조정Major Banks Slash Mortgage Rates Ahead of Central Bank Decision Leading domestic banks have announced significant reductions in mortgage rates. This move comes as anticipation builds for the Reserve Bank of New Zealand's (RBNZ) upcoming benchmark interest rate announcement next week, continuing the trend of falling mortgage rates observed over recent months.ASB Bank re..

웨스트팩, 연말까지 공식현금금리 5% 예측Westpac Forecasts Cash Rate to Reach 5% by Year-End Economists at Westpac Bank have projected that the official cash rate (OCR) will climb to 5% by the end of the year. This forecast is based on the bank’s recent analysis, which anticipates rate cuts in October and November.Kelly Eckhold, Chief Economist at Westpac, noted that while the bank has brought forward its rate cu..

뉴질랜드, 초등 수학 교육 대개편 나선다…총리 “시스템 실패 심각”New Zealand to Overhaul Elementary Math Education Amid Concerns Over Systemic Failure The New Zealand government has announced a sweeping reform of its elementary school math education. Prime Minister Christopher Luxon, addressing the National Party's annual conference in Auckland on August 4, highlighted the severe decline in math proficiency and unveiled pl..

■ 이완상 변호사의 법률컬럼 제 207회 법치주의를 생각하다 – 1편  법의 지배, 법치주의란? 만인은 법 앞에 평등하다 (All people are equal before the law).모든 사람은 법의 지배를 받고 법에 따라야 한다. 이것이 바로 법치주의 (法治主義) 이다. 영어로는 ‘rule of law’ 또는 ‘constitutionalism’으로 불리 운다.법치주의는 그 나라 국민에게 공포된 명확한 법에 의해 국가권력이 통제됨으로써 자의적인 지배를 배격하는 것을 핵심 가치의 하나로 여긴다.법치주의는 人治(rule of men)에 대치 되는 개념이다. 법치주의는 오늘날 민주주의를 지탱 시켜 주는 가장 중요한 원칙이고, 한 나라의 민주주의 성숙도를 측정하는 근간이 되는 척도이기도 하다.‘법치주의’..