뉴질랜드 대출금리 하락 속 주택담보대출 연체 급증, 금융 시장 불안감 확산 Rapid Surge in Mortgage Defaults Amidst Lower Interest Rates in New Zealand, Financial Market Unease Spreads On March 4th, both ASB and ANZ made a move to decrease loan interest rates by approximately 10 basis points (bp). This action follows the recent announcement by the Reserve Bank of New Zealand (RBNZ) to maintain the OCR at 5.5% last week, and acco..

뉴질랜드 1월 신규주택 건축허가, 5년 만에 최저 기록… 전국적인 감소세 New Zealand Records Lowest Monthly Residential Building Permits in 5 Years… Nationwide Decline In a significant downturn, the issuance of new residential building permits across New Zealand hit its lowest level in five years as of January. According to the latest data from the statistics bureau, a total of 1,991 permits were approved, marking a 28% decrea..

ANZ은행, ASB은행과 협력하여 금리 인하로 적극 대응 ANZ Bank Takes Proactive Measures with Substantial Interest Rate Reductions in Collaboration with ASB Bank ANZ Bank has slashed its fixed interest rates across various terms, demonstrating a commitment to providing financial relief to its customers. The adjustments include a reduction from 7.39% to 7.24% for the one-year fixed rate, a substantial drop from 7.15% t..

신규 주택매물 증가에도, 모기지 압박 속 키위들의 불안감 지속 Despite a Surge in New Home Listings, Kiwis Grapple with Mortgage Pressure Citizens in New Zealand who have secured mortgages are facing serious financial difficulties amid a cost-of-living crisis, and recent data reveals a sharp increase in the time it takes to sell homes. According to realestate.co.nz, the number of homes listed in February increased by 45% c..

■ 이완상 변호사의 법률컬럼 제 197회 특수 위임장 (Enduring Power of Attorney) – 4편 6. EPA 효력의 정지 및 종료 EPA는 유언장과 마찬가지로 위임인이 정상적인 정신상태 (mentally capable)에서 변경,철회,정지, 종료 등이 가능하다.즉,위임장의 내용을 바꾸거나, 서면통지를 통해 대리권 행사에 대한 통제를 할 수 있다. 특히 여기에서 말하는 정지 (suspension)는 위임인이 정신적 장애가 없는 상태에서 일시적 또는 잠정적으로 대리인의 권한을 정지시키는 것으로, 대리권을 종료 (cease)시키는 것과는 구분되며,본인이 다시 “mentally incapable” 상태에 빠지면 대리권이 부활하게 된다. 또한 다음의 경우에는EPA의 효력이 즉시 종료되어 대리인은..

주택부 장관 크리스 비숍, 가구 소득의 3~5배에 장기 목표 가격 설정 Housing Minister Chris Bishop sets 'long-term' price target of three to five times household incomes A groundbreaking housing policy has been unveiled, setting the ambitious goal of achieving housing prices 3-5 times the median income. The newly appointed Housing Minister, Bishop, aims to address the housing crisis with a comprehensive and long-term strate..

존 키(전 총리), 부동산 시장에 관한 전망 예측 Sir John Key reveals his prediction for the housing market Former Prime Minister John Key has forecasted that those who have not yet owned a home may not be pleased with his predictions on the real estate market. Resigning from the ANZ board on Tuesday, February 27, he appeared on a broadcast, foreseeing a doubling of housing prices within the next 10 years. Discussin..

뉴질랜드 중앙은행(RBNZ), 기준금리 5.5%로 동결 결정 Reserve Bank of New Zealand (RBNZ) Holds Benchmark Interest Rate at 5.5% On the 28th, the Reserve Bank of New Zealand (RBNZ) decided to maintain the benchmark interest rate at 5.5%. According to reports from CNBC and MarketWatch, this marks the sixth consecutive freeze on the benchmark rate since May of last year, as revealed during the financial policy decision..

뉴질랜드 경제 동향: 존 키 전 총리의 금리 전망과 ANZ 회장 사임 Economic Trends in New Zealand: Sir John Key's Interest Rate Forecast and Resignation as ANZ Chairman Former Prime Minister Sir John Key, also the former chairman of New Zealand's largest bank, ANZ, is attracting attention for his outlook on sustained high-interest rates and his recent resignation from the ANZ chairman position on Tuesday. In an interview w..

2048년, 뉴질랜드 인구 4분의 1이 연금 수령 예상 New Zealand Anticipates 25% of Population to Receive Pension by 2048 In the year 2048, it is projected that one-fourth of New Zealand's population will be receiving pensions. Currently, families aged 65 and above are receiving approximately $21 billion in pension support. Back in 2006, only 12.3% of the population was aged 65 and above. However, by 2048, this propo..

뉴질랜드 중앙은행(RBNZ), 금리 결정 앞두고 주택 시장과 경제에 미칠 영향 예측 New Zealand Reserve Bank (RBNZ) Anticipated to Maintain Interest Rates Amidst Speculations on Housing Market and Economic Impact Reserve Bank of New Zealand (RBNZ) Governor Adrian Orr is expected to refrain from imposing additional mortgage burdens on homeowners in the upcoming interest rate decision scheduled for February 28 (Wednesday), marking th..

뉴질랜드, '세계 최초 금연법' 전격 폐지... 세수 부족으로 기대 절망 New Zealand set to scrap world-first tobacco ban... Budget Constraints Dash Expectations The New Zealand government has made the unexpected decision to abandon the planned 'ultra-strong smoking ban.' This law was known as the most robust anti-smoking measure globally and had garnered high expectations, but due to fiscal constraints, it has now been scrapp..

■ 이중렬 회계사의 뉴질랜드 세무상식 컬럼 외상매입금이 순이익에 미치는 영향 회계연도의 마지막 날(결산일)을 기준으로 하여 이번 회계연도에 상품이나 서비스를 구입했는데결산일까지(3월31일까지) 구입 대금을 지급하지 않고 다음 회계연도에(4월1일 이후에) 구입 대금을 지급한 것을 외상매입금 Creditors/Accounts Payable이라고 한다. [사례1] 잡화점을 운영하는 정진만씨는한달에 만불(+GST)의 렌트비를 내고 있다. Mar 2023 회계연도에는 열달치 $100,000의 렌트비만 납부했다.영업사정이 조금 안좋아서 두달치 렌트가 밀려있는 상태인 것이다. 정진만은 지급기준 Payment basis으로 GST신고를 하고 있기에 Mar 2023 회계연도의 GST신고에 반영된 렌트비용은 $100,00..

ASB, 18개월 고정 모기지 금리 6.89%로 인하… ASB Reduces 18-Month Fixed Mortgage Rate to 6.89%... Auckland, New Zealand - February 28, 2024 - Leading bank ASB has adjusted its 18-month fixed mortgage rate from 7.15% to 6.89%, marking a decrease of 26 basis points. This rate adjustment comes on the eve of the Reserve Bank of New Zealand's (RBNZ) February monetary policy statement and official cash rate (OCR) a..

뉴질랜드 디지털 자산 거래소 'Dasset' 청산 사건, 중대사기 사무국이 조사 확대 New Zealand Digital Asset Exchange 'Dasset' Liquidation Case Under Investigation, Serious Fraud Office Expands Probe According to an announcement made by New Zealand's Serious Fraud Office (SFO) on Monday, an investigation has been initiated into the now-closed digital asset exchange, Dasset, which faced liquidation last year. The investigation aim..

뉴질랜드 타우랑가, 경쟁도시에 밀려 성장세 둔화 - 해밀턴이 빠르게 성장하는 도시로 떠오름 Tauranga, experiences growth slowdown amid competition - Hamilton emerges as rapidly growing city Tauranga in New Zealand is seen stepping back from nearly three decades of growth, facing competition from neighboring cities. According to Statistics New Zealand, Tauranga, including Mount Maunganui and Papamoa, has experienced a deceleration in gr..

민주주의 선도국 뉴질랜드, 2023년 EIU 랭킹 2위 기록 New Zealand Shines as a Democratic Leader, Securing 2nd Place in the 2023 EIU Ranking In the heart of global democracy, New Zealand has emerged as a beacon, claiming the 2nd spot among 167 countries worldwide in 2023. According to the 'Democracy Index 2023' released by the United Kingdom's 'Economist Intelligence Unit (EIU)' on the 15th, New Zealand scored 9.61 ..

뉴질랜드 중앙은행(RBNZ), 통화 정책 회의서 5.5% 기준금리 동결 전망 Reserve Bank of New Zealand (RBNZ) Anticipated to Maintain Benchmark Interest Rate at 5.5% in Monetary Policy Meeting In the upcoming monetary policy meeting this month, the Reserve Bank of New Zealand (RBNZ) is expected to keep the benchmark interest rate unchanged at the current 5.5%. Stephen Toplis, Head of Research at BNZ, suggested, "There is a hig..

펜크 건설부장관, 뉴질랜드 주택 시장 혁신을 위한 건축허가 개편 Minister Penk's Ambitious Plan for New Zealand Housing Market Revolution through Building Permit Overhaul New Zealand's Minister of Construction, Chris Penk, has unveiled plans to eliminate the need for construction approval for 'Granny flats' through a comprehensive reform of the building permit system. The government aims to reduce housing construction costs..

200만달러 이상 주택 대출 건수, 지난 4년간 두 배로 증가되 Number of $2m-plus home loans has doubled in last four years In the New Zealand real estate market, borrowers with mortgages exceeding $2 million are experiencing a significant surge, facing a situation where they must repay a minimum of $6,000 every two weeks. According to recent data from OneRoof, the number of homeowners with mortgages exceeding $2 million ..