중앙은행(RBNZ), 주택 모기지 대출 규제 변경 발표RBNZ, Announces Changes to Housing Mortgage Regulations The Reserve Bank of New Zealand (RBNZ) has unveiled new regulations regarding the housing market, signaling an imminent shift in mortgage conditions. These measures are expected to impact both homebuyers and investors alike.Under the new regulations, the Debt-to-Income ratio (DTI) will be applied to home mortga..

소매 시장 2024년 3월 분기, 8분기 연속 하락 끝에 소매 활동 상승Retail activity up in March 2024 quarter after eight declines According to the latest statistics, retail sales activity has shown a steep upward trend, reversing its course after 9 quarters. Adjusted for price inflation and seasonal factors, the 'total retail sales' increased by 0.5% in the quarter ending March this year.This increase marks a significant i..

주요 은행, 새로운 오픈 뱅킹 결제 시스템 도입Major Banks Introduce Innovative Open Banking Payment System New Zealand's major banks have elevated the convenience of online transactions by introducing an innovative payment system. The four major banks, including ANZ, ASB, BNZ, and Westpac, have commenced offering payment services through open banking. Some banks have already implemented this system.This system prov..

호황기의 끝, 오클랜드 주택 손실 판매 증가End of Boom: Increasing Sales of Loss-making Auckland Homes Amidst the waning prosperity in Auckland's real estate market, recent data has revealed that homeowners are bracing for losses as they put their properties up for sale.According to real estate experts, approximately 13% of the homes currently on the market in Auckland were purchased during the recent boom period ..

직업, 훈련, 교육을 받지 않는 청소년·청년의 증가로 우려되는 추세Increase in youth not in jobs, training or education worrying trend New Zealand is witnessing a concerning surge in youth unemployment, with a staggering 82,000 young individuals currently neither enrolled in school nor engaged in employment or vocational training, raising fears of escalating joblessness.The unemployment rate among 15 to 24-year-olds stands a..

현재 시장에서 가장 이상적인 모기지 고정 기간은 무엇일까?What is the most ideal mortgage fixed term in the current market?  In recent years, mortgage rates have been at the center of tension. Starting from historically low levels in the 2% range, they have soared to over 8%, putting significant strain on many household budgets.According to the latest announcement from the central bank, expecting further decreases in cas..